Latest news

Valuation updates

We wanted to let you know that we've now updated our guidance on how we're treating valuations during the Coronavirus (COVID-19) outbreak.

Coronavirus - Income criteria changes

We recognise that the Coronavirus (COVID-19) outbreak is having a significant impact on people wanting to either purchase a new home, remortgage or borrow more.

Selected rate changes

From Thursday 2 April 2020, we're increasing selected switcher rates below 90% LTV by up to 0.20%. We're also increasing rates for existing members moving home at 60% LTV by up to 0.15%.

Temporarily pausing new lending above 75% LTV

From tomorrow, Tuesday 31 March, we're temporarily pausing new lending above 75% LTV from our broker and online channels. This will be for new customer house purchases, remortgages and first time buyer customers.

Tracker rates reintroduced

From Wednesday 25 March 2020, we'll be reintroducing our 2 year tracker rates.

Tracker products withdrawn

Yesterday, Thursday 19 March, the Bank of England announced a reduction to the base rate from 0.25% to 0.10%.

Tracker rate changes

From Friday 13 March 2020, all tracker rates will be increased by 0.15% as below.

Changes to selected variable rate mortgages

On Wednesday 11 March, the Bank of England decreased the base rate from 0.75% to 0.25%. Here's how this affects our mortgage rates.

Selected rate changes

From Tuesday 10 March 2020, we're reducing selected fixed rates at 60% LTV by up to 0.15%. We're also amending selected 2 year fixed rates at 95% LTV.

Fire safety and Form (EWS1)

An industry-wide form has been released to assist in the assessment and valuation of flats in multi-storey buildings, or where specific fire safety concerns exist.

Watch our latest economic update

Nationwide's Chief Economist, Robert Gardner, shares his views on the outlook for the UK economy, housing and mortgage markets and interest rates, in this latest economic update video.

Affordability improvements for your like for like remortgage clients

From Monday 20 January, your clients looking to remortgage with no additional borrowing could now be subject to a lower stress rate.

A look at house prices and affordability through the decades

2010s weakest decade for house price growth since 1990s but affordability metrics present a mixed picture.

Changes to our product range

From Thursday 9 January 2020, we'll be making changes to our product range.

New Year, New Build?

Hear from Andy Dean, Head of Intermediary Support and New Build, and Gary Epps, Chief Valuer, who offer valuable insight into the New Build Valuation process and discuss how Nationwide support the sector.

Annual house price growth of 1.4% in 2019

Prices rose 0.1% in December, after taking account of seasonal factors.

Supporting first time buyers in Scotland

We're pleased to let you know that we're able to accept applications for the first time buyer equity share loan scheme, 'First Home Fund Scotland' which launched today - helping your clients with a smaller deposit to get on the property ladder.

Porting application illustrations and NFI Online improvements

From Monday 9 December, you can now produce an illustration for a Porting application within the Illustration module in NFI Online.

We've launched our New Build hub

Within the hub, you'll find all the information you need to support you and your clients, including our New Build criteria, a brand new case checklist to help speed up your applications, closed site list, a selection of printable guides and more.

Watch our latest economic update

Watch Nationwide's Senior Economist, Andrew Harvey, share his views on the current and future outlook for the UK economy in this latest video.

You've helped us achieve 5 stars again

Thanks to you and your ongoing support, we're delighted to have retained 5 stars in the Financial Adviser Service Awards.

Selected fixed rate reductions

From Thursday 21 November, we're reducing selected 2, 3, and 5 year fixed rates by up to 0.15% and reducing 10 year fixed rates by up to 1.10%.

Supporting you and your New Build clients

From Monday 11 November, we're simplifying the financial incentives we'll accept with changes to our New Build policy.

Selected rate reductions across our Switcher range

From Wednesday 30 October, we're reducing selected 2, 3 and 5 year fixed rates by up to 0.26% across our Switcher product range.

Reinvigorating remortgages

When it comes to remortgaging, we know there's more than just an interest rate to consider. That's why our products are developed to help meet the needs of your remortgage clients, with key product features. 

Quarterly Regional House Price Index

House price growth remained subdued in September, download our full report to discover more.

Selected fixed rate reductions

From Wednesday 25 September, we're reducing selected fixed rates by 0.05%, selected Equity Share rates by up to 0.10% and selected fixed rates across our switcher range by up to 0.15%.

Decision in Principle improvements

From Monday 16 September, a mortgage Decision in Principle (DIP) will no longer leave a hard footprint on your clients' credit history. This means you can obtain a DIP decision without it negatively affecting your client's credit score.

Watch our latest economic update

Nationwide's Chief Economist, Robert Gardner, shares his views on the outlook for the UK economy, housing and mortgage market and interest rates, in this latest economic update video.

Selected fixed rate changes

From Friday 6 September, we're changing selected 2, 3 and 5 year fixed rates and selected Equity Share rates.

Selected rate reductions across our Switcher range

From Wednesday 21 August, we're reducing selected 2, 3 and 5 year fixed rates by up to 0.15% across our Switcher product range.

90% LTV rate reductions

From Wednesday 24 July, we're reducing selected 90% LTV fixed rates by 0.10%. You can also download our latest product guide.  

Chatting with Richard Kirchel, winner of Best TBDM at the British Mortgage Awards 2019

Get to know this year's winner and what he thinks makes a successful telephone BDM.

Rate reductions

From Wednesday 3 July, we're reducing selected 5 year fixed rates by 0.05%. You can also download our latest product guide.

What a difference a year makes...

In the last 12 months, we’ve made a number of improvements to better support you and your clients. Our mission is to build society, one home at a time and we can’t do it without you. We always welcome your feedback and, with the Financial Adviser Service Awards opening today, it’s perfect timing for you to have your say.

Extended Remortgage offers and NFI Online enhancements

From Monday 10 June, Remortgage offers will now be valid for 180 days. This change, along with further enhancements to NFI Online, has been made after listening to your feedback.

Making it easier to do business

Following an investment to improve our technology, we're reducing the time it takes to assess your applications.

Specialist New Build Support

Find out how Nationwide are committed to supporting the New Build market in our latest video update.

2 year fixed rate reductions across our Switcher range

From Wednesday 10 April, we're reducing 2 year fixed rates by up to 0.20% across our Switcher product range.

Improvements we've made to better support you

Andy Dean, Head of Intermediary Support and New Build, shares some of the recent improvements we've made to ensure we're better placed to support you and your clients.

How do house prices compare in your region?

UK house price growth remained subdued in March, with prices just 0.7% higher than the same month last year.