Information:
We have lowered the eligible income required for our up to six times loan to income lending for joint applicants from £100,000 to £75,000. Explore our full affordability criteria to see how much your client could borrow.Self-employed. It takes all kinds. So do we.
We provide clear guidance on proof requirements and criteria for self employed.
Service levels
See our service levels for a clear indication of how long it might take us to process your case.
Initial assessment
Average working daysStandard cases
2
days
Refer cases All cases which receive an initial refer decision
3 daysApplication to offer
Average working daysStandard cases
9
days
Refer cases All cases which receive an initial refer decision
12 daysValuations
Valuations booked and carried outwithin 10 days
93%
First time buyers need a Helping Hand. So here it is.
With Helping Hand, first time buyers could borrow up to six times their income. Available up to 95% LTV on our 5 year fixed rate mortgages. And 90% LTV on 10 year fixed rates.
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Affordability calculator
Use our affordability calculator to assess borrowing options for your clients.
Broker Chat
Talk to our experienced advisers using Broker Chat to get the answer to your questions.
Support
From system support to product and criteria questions, our expert team are ready to help: face-to-face, online and on the phone.
News and insights
Find out the latest news and updates to our products and criteria, or browse our insight section to explore the latest trends in house prices and the mortgage industry.
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