How to submit a case
The below table shows which applications can be submitted via NFI Online or MTE.
Types of application | How applications can be generated | |
---|---|---|
NFI Online | MTE | |
Purchase* | Yes | Yes |
Remortgage | Yes | Yes |
Interest only (new borrowing) | Yes | No |
Additional borrowing (further advance) | Yes | No |
Shared Ownership | Yes | Yes |
Unencumbered Remortgage | Yes | Yes |
Right to Buy | Yes | Yes |
Second Property applications* | Yes | Yes |
Applications with other mortgages in the background, including unencumbered properties | Yes | Yes |
More than 3 addresses in the last 3 years | Yes | Yes |
Applications for loans of £1m or more | Yes | Yes |
Non-EEA foreign nationals with indefinite leave to remain in the UK | Yes | Yes |
Non-EEA foreign nationals without indefinite leave to remain in the UK | Yes | Yes |
Equity Share purchase | Yes | Yes |
Portable products | Yes | No |
Armed Forces purchase application, which is being let from inception** | Yes | Yes |
Nationwide Building Society staff/pensioners | Yes | Yes |
Genuine Bargain Price | Yes | Yes |
Rate Switch (Existing borrower) | Yes | No |
Restricted Resale Price | Yes | Yes |
*Where your client has, or will have on completion, only one mortgaged property, standard LTV limits will apply. Maximum 85% LTV will continue to apply if the client will own two or more mortgaged properties on completion and must be keyed as a Second Property application, even if the property being purchased will be your client’s main residence.
**This includes applications where armed forces personnel don't have a UK address and are looking to include a BFPO postcode. Where your client can't provide UK address history, the Ministry of Defence BFPO postcode that corresponds to their barracks can be keyed.
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Amending a submitted case This will reveal additional content
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Rate switch exceptions This will reveal additional content
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Submitting my own mortgage or rate switch application This will reveal additional content
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Change of property process This will reveal additional content
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Intermediary application exceptions This will reveal additional content
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Porting exceptions This will reveal additional content
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Paper based applications and paper DIP process This will reveal additional content
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Additional borrowing (further advance) exceptions This will reveal additional content
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What happens in the event of a rate change? This will reveal additional content