Protecting against mortgage fraud

Mortgage intermediaries are a potential target for mortgage fraud. Our latest fraud article includes best practices in fraud prevention to protect both intermediaries and clients.

How to protect against mortgage fraud

Information:

We've made enhancements to the DIP process to show additional affordability when your clients are eligible for extra help or Helping Hand. For details see our Remortgage, Home mover and Helping Hand product pages.

Service levels

See our service levels for a clear indication of how long it might take us to process your case.

Initial assessment

Average working days

Standard cases

2 days

Refer cases
All cases which receive an initial refer decision

3 days

Application to offer

Average working days

Standard cases

8 days

Refer cases
All cases which receive an initial refer decision

14 days

Valuations

Valuations booked and carried out

within 10 days

95%

The one and Interest Only

When it comes to Interest Only, look no further. We now accept repayment strategies live savings, investments and pension funds.

Available up to 75% LTV, and 85% with part and part.

Discover more about Interest Only

Affordability calculator

Use our affordability calculator to assess borrowing options for your clients.

Use the calculator

Broker Chat

Talk to our experienced advisers using Broker Chat to get the answer to your questions.

Chat now

Support

From system support to product and criteria questions, our expert team are ready to help: face-to-face, online and on the phone.

Support page

News and insights

Find out the latest news and updates to our products and criteria, or browse our insight section to explore the latest trends in house prices and the mortgage industry.

See more