Selected rate changes

From Friday 3 September, we'll be making rate reductions across our fixed term and tracker product ranges.

Full details of the changes below.

House purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
0.87% Reduced by 0.04%
2 year fixed rate 0% - 60%
£999
0.89% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£1,499
1.00% Reduced by 0.04%
2 year fixed rate 60.01% - 75%
£999
1.03% Reduced by 0.06%
2 year fixed rate 60.01% - 75%
£0
1.39% Reduced by 0.20%
2 year fixed rate 75.01% - 80%
£1,499
1.47% Reduced by 0.12%
2 year fixed rate 75.01% - 80%
£999
1.49% Reduced by 0.14%
2 year fixed rate 75.01% - 80%
£0
1.94% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£1,499
1.62% Reduced by 0.17%
2 year fixed rate 80.01% - 85%
£999
1.64% Reduced by 0.16%
2 year fixed rate 80.01% - 85%
£0
1.99% Reduced by 0.20%
2 year fixed rate 85.01% - 90%
£1,499
2.02% Reduced by 0.12%
2 year fixed rate 85.01% - 90%
£999
2.04% Reduced by 0.14%
2 year fixed rate 85.01% - 90%
£0
2.34% Reduced by 0.10%
2 year fixed rate 90.01% - 95%
£1,499
2.94% Reduced by 0.25%
2 year fixed rate 90.01% - 95%
£999
2.99% Reduced by 0.25%
2 year fixed rate 90.01% - 95%
£0
3.15% Reduced by 0.14%
3 year fixed rate 0% - 60%
£999
0.89% Reduced by 0.05%
3 year fixed rate 60.01% - 75%
£999
1.03% Reduced by 0.06%
3 year fixed rate 60.01% - 75%
£0
1.39% Reduced by 0.20%
3 year fixed rate 75.01% - 80%
£999
1.49% Reduced by 0.14%
3 year fixed rate 75.01% - 80%
£0
1.94% Reduced by 0.10%
3 year fixed rate 80.01% - 85%
£999
1.64% Reduced by 0.16%
3 year fixed rate 80.01% - 85%
£0
1.99% Reduced by 0.20%
3 year fixed rate 85.01% - 90%
£999
2.04% Reduced by 0.14%
3 year fixed rate 85.01% - 90%
£0
2.34% Reduced by 0.10%
3 year fixed rate 90.01% - 95%
£999
2.99% Reduced by 0.25%
3 year fixed rate 90.01% - 95%
£0
3.15% Reduced by 0.14%
5 year fixed rate 0% - 60%
£1,499
0.94% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
0.99% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.22% Reduced by 0.07%
5 year fixed rate 60.01% - 75%
£1,499
1.16% Reduced by 0.07%
5 year fixed rate 60.01% - 75%
£999
1.19% Reduced by 0.09%
5 year fixed rate 60.01% - 75%
£0
1.43% Reduced by 0.31%
5 year fixed rate 75.01% - 80%
£1,499
1.77% Reduced by 0.07%
5 year fixed rate 75.01% - 80%
£999
1.79% Reduced by 0.10%
5 year fixed rate 75.01% - 80%
£0
2.14% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£1,499
2.16% Reduced by 0.08%
5 year fixed rate 80.01% - 85%
£999
2.18% Reduced by 0.07%
5 year fixed rate 80.01% - 85%
£0
2.39% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£1,499
2.64% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£999
2.69% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£0
2.88% Reduced by 0.11%
5 year fixed rate 90.01% - 95%
£0
3.45% Reduced by 0.04%
2 year tracker rate 0% - 60%
£1,499
0.97% Reduced by 0.32%
2 year tracker rate 0% - 60%
£999
0.99% Reduced by 0.40%

First time buyers
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
0.96% Reduced by 0.03%
2 year fixed rate 0% - 60%
£999
0.99% Reduced by 0.09%
2 year fixed rate 0% - 60%
£0
1.34% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£1,499
1.12% Reduced by 0.02%
2 year fixed rate 60.01% - 75%
£999
1.14% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£0
1.44% Reduced by 0.30%
2 year fixed rate 75.01% - 80%
£1,499
1.52% Reduced by 0.12%
2 year fixed rate 75.01% - 80%
£999
1.54% Reduced by 0.15%
2 year fixed rate 75.01% - 80%
£0
2.14% Reduced by 0.13%
2 year fixed rate 80.01% - 85%
£1,499
1.79% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£999
1.80% Reduced by 0.09%
2 year fixed rate 80.01% - 85%
£0
2.19% Reduced by 0.20%
2 year fixed rate 85.01% - 90%
£1,499
2.09% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£999
2.12% Reduced by 0.12%
2 year fixed rate 85.01% - 90%
£0
2.44% Reduced by 0.15%
2 year fixed rate 90.01% - 95%
£1,499
2.99% Reduced by 0.25%
2 year fixed rate 90.01% - 95%
£999
3.04% Reduced by 0.25%
2 year fixed rate 90.01% - 95%
£0
3.24% Reduced by 0.15%
3 year fixed rate 0% - 60%
£999
0.99% Reduced by 0.09%
3 year fixed rate 0% - 60%
£0
1.34% Reduced by 0.05%
3 year fixed rate 60.01% - 75%
£999
1.14% Reduced by 0.05%
3 year fixed rate 60.01% - 75%
£0
1.44% Reduced by 0.30%
3 year fixed rate 75.01% - 80%
£999
1.54% Reduced by 0.15%
3 year fixed rate 75.01% - 80%
£0
2.14% Reduced by 0.13%
3 year fixed rate 80.01% - 85%
£999
1.80% Reduced by 0.09%
3 year fixed rate 80.01% - 85%
£0
2.19% Reduced by 0.20%
3 year fixed rate 85.01% - 90%
£999
2.12% Reduced by 0.12%
3 year fixed rate 85.01% - 90%
£0
2.44% Reduced by 0.15%
3 year fixed rate 90.01% - 95%
£999
3.04% Reduced by 0.25%
3 year fixed rate 90.01% - 95%
£0
3.24% Reduced by 0.15%
5 year fixed rate 0% - 60%
£1,499
1.05% Reduced by 0.04%
5 year fixed rate 0% - 60%
£999
1.07% Reduced by 0.07%
5 year fixed rate 0% - 60%
£0
1.36% Reduced by 0.08%
5 year fixed rate 60.01% - 75%
£1,499
1.22% Reduced by 0.07%
5 year fixed rate 60.01% - 75%
£999
1.24% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£0
1.49% Reduced by 0.30%
5 year fixed rate 75.01% - 80%
£1,499
1.82% Reduced by 0.07%
5 year fixed rate 75.01% - 80%
£999
1.84% Reduced by 0.10%
5 year fixed rate 75.01% - 80%
£0
2.24% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£1,499
2.20% Reduced by 0.04%
5 year fixed rate 80.01% - 85%
£999
2.22% Reduced by 0.07%
5 year fixed rate 80.01% - 85%
£0
2.44% Reduced by 0.15%
5 year fixed rate 85.01% - 90%
£1,499
2.70% Reduced by 0.09%
5 year fixed rate 85.01% - 90%
£999
2.72% Reduced by 0.12%
5 year fixed rate 85.01% - 90%
£0
2.94% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£1,499
3.32% Reduced by 0.02%
5 year fixed rate 90.01% - 95%
£999
3.34% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£0
3.49% Reduced by 0.05%
2 year tracker rate 0% - 60%
£1,499
1.09% Reduced by 0.20%
2 year tracker rate 0% - 60%
£999
1.19% Reduced by 0.20%

FTB & HP Shared Equity 
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£999
1.44% Reduced by 0.20%
5 year fixed rate 60.01% - 75%
£0
1.79% Reduced by 0.10%

Remortgage
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
0.87% Reduced by 0.04%
2 year fixed rate 0% - 60%
£999
0.89% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£999
0.99% Reduced by 0.13%
2 year fixed rate 60.01% - 75%
£0
1.46% Reduced by 0.13%
2 year fixed rate 75.01% - 80%
£999
1.59% Reduced by 0.09%
2 year fixed rate 75.01% - 80%
£0
2.09% Reduced by 0.06%
2 year fixed rate 80.01% - 85%
£999
1.79% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£0
2.19% Reduced by 0.10%
3 year fixed rate 0% - 60%
£999
0.89% Reduced by 0.05%
3 year fixed rate 60.01% - 75%
£999
0.99% Reduced by 0.13%
3 year fixed rate 60.01% - 75%
£0
1.46% Reduced by 0.13%
3 year fixed rate 75.01% - 80%
£999
1.59% Reduced by 0.09%
3 year fixed rate 75.01% - 80%
£0
2.09% Reduced by 0.06%
3 year fixed rate 80.01% - 85%
£999
1.79% Reduced by 0.10%
3 year fixed rate 80.01% - 85%
£0
2.19% Reduced by 0.10%
5 year fixed rate 0% - 60%
£1,499
0.97% Reduced by 0.02%
5 year fixed rate 0% - 60%
£999
0.99% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.24% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999
1.19% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£0
1.47% Reduced by 0.22%
5 year fixed rate 75.01% - 80%
£999
1.90% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.29% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£0
2.49% Reduced by 0.10%
2 year tracker rate 0% - 60%
£1,499
0.97% Reduced by 0.32%
2 year tracker rate 0% - 60%
£999
0.99% Reduced by 0.40%

Existing borrowers house purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
0.87% Reduced by 0.04%
2 year fixed rate 0% - 60%
£999
0.89% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£1,499
0.97% Reduced by 0.07%
2 year fixed rate 60.01% - 75%
£999
0.99% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£0
1.39% Reduced by 0.20%
2 year fixed rate 75.01% - 80%
£1,499
1.47% Reduced by 0.12%
2 year fixed rate 75.01% - 80%
£999
1.49% Reduced by 0.14%
2 year fixed rate 75.01% - 80%
£0
1.94% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£1,499
1.62% Reduced by 0.17%
2 year fixed rate 80.01% - 85%
£999
1.64% Reduced by 0.16%
2 year fixed rate 80.01% - 85%
£0
1.99% Reduced by 0.20%
2 year fixed rate 85.01% - 90%
£1,499
2.02% Reduced by 0.12%
2 year fixed rate 85.01% - 90%
£999
2.04% Reduced by 0.14%
2 year fixed rate 85.01% - 90%
£0
2.34% Reduced by 0.10%
2 year fixed rate 90.01% - 95%
£1,499
2.94% Reduced by 0.25%
2 year fixed rate 90.01% - 95%
£999
2.99% Reduced by 0.25%
2 year fixed rate 90.01% - 95%
£0
3.15% Reduced by 0.14%
3 year fixed rate 0% - 60%
£999
0.89% Reduced by 0.05%
3 year fixed rate 60.01% - 75%
£999
0.99% Reduced by 0.10%
3 year fixed rate 60.01% - 75%
£0
1.39% Reduced by 0.20%
3 year fixed rate 75.01% - 80%
£999
1.49% Reduced by 0.14%
3 year fixed rate 75.01% - 80%
£0
1.94% Reduced by 0.10%
3 year fixed rate 80.01% - 85%
£999
1.64% Reduced by 0.16%
3 year fixed rate 80.01% - 85%
£0
1.99% Reduced by 0.20%
3 year fixed rate 85.01% - 90%
£999
2.04% Reduced by 0.14%
3 year fixed rate 85.01% - 90%
£0
2.34% Reduced by 0.10%
3 year fixed rate 90.01% - 95%
£999
2.99% Reduced by 0.25%
3 year fixed rate 90.01% - 95%
£0
3.15% Reduced by 0.14%
5 year fixed rate 0% - 60%
£1,499
0.94% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
0.99% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.22% Reduced by 0.07%
5 year fixed rate 60.01% - 75%
£1,499
1.16% Reduced by 0.07%
5 year fixed rate 60.01% - 75%
£999
1.19% Reduced by 0.09%
5 year fixed rate 60.01% - 75%
£0
1.43% Reduced by 0.26%
5 year fixed rate 75.01% - 80%
£1,499
1.77% Reduced by 0.07%
5 year fixed rate 75.01% - 80%
£999
1.79% Reduced by 0.10%
5 year fixed rate 75.01% - 80%
£0
2.14% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£1,499
2.16% Reduced by 0.08%
5 year fixed rate 80.01% - 85%
£999
2.18% Reduced by 0.07%
5 year fixed rate 80.01% - 85%
£0
2.39% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£1,499
2.64% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£999
2.69% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£0
2.88% Reduced by 0.11%
5 year fixed rate 90.01% - 95%
£1,499
3.32% Reduced by 0.02%
5 year fixed rate 90.01% - 95%
£999
3.34% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£0
3.45% Reduced by 0.04%
2 year tracker rate 0% - 60%
£1,499
0.97% Reduced by 0.32%
2 year tracker rate 0% - 60%
£999
0.99% Reduced by 0.40%

Rate Switch
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£999
0.87% Reduced by 0.02%
2 year fixed rate 60.01% - 75%
£999
0.97% Reduced by 0.02%
2 year fixed rate 75.01% - 80%
£999
1.47% Reduced by 0.12%
2 year fixed rate 75.01% - 80%
£0
1.94% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£999
1.62% Reduced by 0.17%
2 year fixed rate 80.01% - 85%
£0
1.99% Reduced by 0.20%
2 year fixed rate 85.01% - 90%
£999
2.02% Reduced by 0.12%
2 year fixed rate 85.01% - 90%
£0
2.34% Reduced by 0.10%
2 year fixed rate 90.01% - 95%
£999
2.94% Reduced by 0.25%
2 year fixed rate 90.01% - 95%
£0
3.15% Reduced by 0.14%
3 year fixed rate 0% - 60%
£999
0.87% Reduced by 0.02%
3 year fixed rate 60.01% - 75%
£999
0.97% Reduced by 0.02%
3 year fixed rate 75.01% - 80%
£999
1.47% Reduced by 0.12%
3 year fixed rate 75.01% - 80%
£0
1.94% Reduced by 0.10%
3 year fixed rate 80.01% - 85%
£999
1.62% Reduced by 0.17%
3 year fixed rate 80.01% - 85%
£0
1.99% Reduced by 0.20%
3 year fixed rate 85.01% - 90%
£999
2.02% Reduced by 0.12%
3 year fixed rate 85.01% - 90%
£0
2.34% Reduced by 0.10%
3 year fixed rate 90.01% - 95%
£999
2.94% Reduced by 0.25%
3 year fixed rate 90.01% - 95%
£0
3.15% Reduced by 0.14%
5 year fixed rate 0% - 60%
£999
0.94% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.22% Reduced by 0.02%
5 year fixed rate 60.01% - 75%
£999
1.16% Reduced by 0.03%
5 year fixed rate 60.01% - 75%
£0
1.43% Reduced by 0.11%
5 year fixed rate 75.01% - 80%
£999
1.77% Reduced by 0.07%
5 year fixed rate 75.01% - 80%
£0
2.14% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.16% Reduced by 0.08%
5 year fixed rate 80.01% - 85%
£0
2.39% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£999
2.64% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£0
2.88% Reduced by 0.11%
5 year fixed rate 90.01% - 95%
£999
3.32% Reduced by 0.02%
5 year fixed rate 90.01% - 95%
£0
3.45% Reduced by 0.04%
2 year tracker rate 0% - 60%
£999
0.97% Reduced by 0.32%

Additional borrowing
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£999
0.87% Reduced by 0.02%
2 year fixed rate 60.01% - 75%
£999
0.97% Reduced by 0.02%
2 year fixed rate 75.01% - 80%
£999
1.47% Reduced by 0.12%
2 year fixed rate 75.01% - 80%
£0
1.94% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£999
1.62% Reduced by 0.17%
2 year fixed rate 80.01% - 85%
£0
1.99% Reduced by 0.20%
3 year fixed rate 0% - 60%
£999
0.87% Reduced by 0.02%
3 year fixed rate 60.01% - 75%
£999
0.97% Reduced by 0.02%
3 year fixed rate 75.01% - 80%
£999
1.47% Reduced by 0.12%
3 year fixed rate 75.01% - 80%
£0
1.94% Reduced by 0.10%
3 year fixed rate 80.01% - 85%
£999
1.62% Reduced by 0.17%
3 year fixed rate 80.01% - 85%
£0
1.99% Reduced by 0.20%
5 year fixed rate 0% - 60%
£999
0.94% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.22% Reduced by 0.02%
5 year fixed rate 60.01% - 75%
£999
1.16% Reduced by 0.03%
5 year fixed rate 60.01% - 75%
£0
1.43% Reduced by 0.11%
5 year fixed rate 75.01% - 80%
£999
1.77% Reduced by 0.07%
5 year fixed rate 75.01% - 80%
£0
2.14% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.16% Reduced by 0.08%
5 year fixed rate 80.01% - 85%
£0
2.39% Reduced by 0.10%
2 year tracker rate 0% - 60%
£999
0.97% Reduced by 0.32%

Additional Borrowing when switching
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£0
0.87% Reduced by 0.02%
2 year fixed rate 60.01% - 75%
£0
0.97% Reduced by 0.02%
2 year fixed rate 75.01% - 80%
£0
1.47% Reduced by 0.12%
2 year fixed rate 80.01% - 85%
£0
1.62% Reduced by 0.17%
3 year fixed rate 0% - 60%
£0
0.87% Reduced by 0.02%
3 year fixed rate 60.01% - 75%
£0
0.97% Reduced by 0.02%
3 year fixed rate 75.01% - 80%
£0
1.47% Reduced by 0.12%
3 year fixed rate 80.01% - 85%
£0
1.62% Reduced by 0.17%
5 year fixed rate 0% - 60%
£0
0.94% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£0
1.16% Reduced by 0.03%
5 year fixed rate 75.01% - 80%
£0
1.77% Reduced by 0.07%
5 year fixed rate 80.01% - 85%
£0
2.16% Reduced by 0.08%
2 year tracker rate 0% - 60%
£0
0.97% Reduced by 0.32%

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