Selected rate changes

On Thursday 18 March, we’re making changes to selected rates for purchase and switcher products.

We're also increasing the maximum LTV for £1,499 fee products from 60% LTV to 90%, whilst reducing the maximum loan size from £300k to £275k.

  • House purchase - selected 2 and 5 year fixed rates and 2 year tracker rates up to 90% LTV reduced by up to 0.20%.
  • First time buyers - selected 2 and 5 year fixed rates up to 90% LTV reduced by up to 0.25%.
  • Remortgage - selected 2 year fixed rates up to 85% LTV reduced by up to 0.15%.
  • Existing borrowers house purchase and additional borrowing - selected 2 and 5 year fixed and 2 year tracker rates up to 90% LTV reduced by up to 0.05%.
  • Rate Switch - selected 2, 3, 5 and 10 year fixed and 2 year tracker rates up to 95% LTV. Selected rates increased by up to 0.25%, while some reduced by up to 0.45%.

Full details of the changes below.

House purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£1,499
1.34% New
2 year fixed rate 75.01% - 80%
£1,499
1.89% New
2 year fixed rate 80.01% - 85%
£1,499
2.44% New
2 year fixed rate 85.01% - 90%
£1,499
3.04% New
2 year fixed rate 85.01% - 90%
£999
3.14% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0 
3.39% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0  
1.69% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£1,499
1.54% New
5 year fixed rate 60.01% - 75%
£999
1.64% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£0
1.99% Reduced by 0.20%
5 year fixed rate 75.01% - 80%
£1,499 
2.14% New
5 year fixed rate 80.01% - 85%
£1,499
2.74% New
5 year fixed rate 80.01% - 85%
£0
3.09% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£1,499
3.29% New
5 year fixed rate 85.01% - 90%
£999
3.39% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£0
3.59% Reduced by 0.05%
2 year tracker rate 60.01% - 75%
£1,499 
1.59% New
2 year tracker rate 75.01% - 80%
£1,499 
2.14% New
2 year tracker rate 80.01% - 85%
£1,499 
2.84% New
2 year tracker rate 85.01% - 90%
£1,499 
3.49% New

First time buyers
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£1,499 
1.39% New
2 year fixed rate 60.01% - 75%
£999
1.49% Reduced by 0.10%
2 year fixed rate 75.01% - 80%
£1,499
1.94% New
2 year fixed rate 80.01% - 85%
£1,499
2.59% New
2 year fixed rate 80.01% - 85%
£999
2.69% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£0 
2.99% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£1,499 
3.04% New
2 year fixed rate 85.01% - 90%
£999
3.14% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0 
3.39% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999 
1.34% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.74% Reduced by 0.15%
5 year fixed rate 60.01% - 75%
£1,499
1.54% New
5 year fixed rate 60.01% - 75%
£999
1.64% Reduced by 0.20%
5 year fixed rate 60.01% - 75%
£0
2.04% Reduced by 0.25%
5 year fixed rate 75.01% - 80%
£1,499
2.14% New
5 year fixed rate 75.01% - 80%
£0
2.59% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£1,499
2.74% New
5 year fixed rate 80.01% - 85%
£0
3.19% Reduced by 0.10%
5 year fixed rate 85.01% - 90%
£1,499
3.34% New
2 year tracker rate 60.01% - 75%
£1,499 
1.59% New
2 year tracker rate 75.01% - 80%
£1,499 
2.14% New
2 year tracker rate 80.01% - 85%
£1,499 
2.84% New
2 year tracker rate 85.01% - 90%
£1,499 
3.49% New

Remortgage
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£0 
1.54% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£999
1.99% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£999
2.59% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£0
2.84% Reduced by 0.15%

Existing borrowers house purchase and additional borrowing
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£1,499
1.34% New*
2 year fixed rate 75.01% - 80%
£1,499
1.89%  New* 
2 year fixed rate 80.01% - 85%
£1,499
2.44%  New* 
2 year fixed rate 85.01% - 90%
£1,499
3.04% New*
2 year fixed rate 85.01% - 90%
£999
3.14% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0
3.39% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£1,499
1.54% New*
5 year fixed rate 75.01% - 80%
£1,499
2.14% New*
5 year fixed rate 80.01% - 85%
£1,499
2.74% New*
5 year fixed rate 85.01% - 90%
£1,499
3.29% New*
5 year fixed rate 85.01% - 90%
£999
3.39% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£0
3.59% Reduced by 0.05%
2 year tracker rate 60.01% - 75%
£1,499
1.59% New*
2 year tracker rate 75.01% - 80%
£1,499
2.14% New*
2 year tracker rate 80.01% - 85%
£1,499
2.84% New*
2 year tracker rate 85.01% - 90%
£1,499
3.49% New*

*New products for existing borrowers house purchase only


Rate Switch
Rate type LTV Product fee Rate Notes
2 year fixed rate 75.01% - 80%
£999
1.84% Increased by 0.20%
2 year fixed rate 75.01% - 80%
£0
2.44% Increased by 0.25%
2 year fixed rate 80.01% - 85%
£999
2.39% Increased by 0.20%
2 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£999
3.04% Increased by 0.10%
2 year fixed rate 85.01% - 90%
£0
3.34% Increased by 0.10%
3 year fixed rate 0% - 60%
£999
1.19% Reduced by 0.10%
3 year fixed rate 0% - 60%
£0
1.49% Reduced by 0.10%
5 year fixed rate 75.01% - 80%
£999
1.89% Increased by 0.05%
5 year fixed rate 75.01% - 80%
£0
2.49% Increased by 0.25%
5 year fixed rate 80.01% - 85%
£999
2.64% Increased by 0.45%
5 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.05%
10 year fixed rate 0% - 60%
£0
2.19% Reduced by 0.20%
2 year tracker rate 60.01% - 75%
£999
1.49% Increased by 0.10%
2 year tracker rate 75.01% - 80%
£999
2.04% Increased by 0.30%
2 year tracker rate 75.01% - 80%
£0
2.64% Increased by 0.35%
2 year tracker rate 80.01% - 85%
£999
2.59% Increased by 0.20%
2 year tracker rate 80.01% - 85%
£0
2.99% Increased by 0.05%
2 year tracker rate 85.01% - 90%
£999
3.24% Increased by 0.20%
2 year tracker rate 85.01% - 90%
£0
3.54% Increased by 0.20%
2 year tracker rate 90.01% - 95%
£999
3.49% Increased by 0.10%
2 year tracker rate 90.01% - 95%
£0
3.64% Increased by 0.10%

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