Rate reductions

From Wednesday 2 June, we're reducing selected rates including First Time Buyer, Home Purchase and Remortgage ranges.

Plus we're making selected reductions to our Existing Customer Moving Home, Switcher and Further Advance ranges.

  • House Purchase and First Time Buyer - Selected rates between 60% and 90% LTV reduced by up to 0.20%
  • Remortgage - Selected rates between 60% and 85% LTV reduced by up to 0.10%
  • Existing Customer Moving Home - Selected rates between 60% and 95% LTV reduced by up to 0.15%
  • Switcher and Additional Borrowing - Selected rates between 60% and 90% LTV reduced by up to 0.05%.

Full details of the changes below.

House Purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
1.04% Reduced by 0.10%
2 year fixed rate 0% - 60%
£999
1.08% Reduced by 0.15%
2 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.15%
2 year fixed rate 60.01% - 75%
£1,499
1.24% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£999
1.29% Reduced by 0.15%
2 year fixed rate 60.01% - 75%
£0
1.78% Reduced by 0.11%
2 year fixed rate 75.01% - 80%
£999
1.94% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£0
2.44% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£1,499
2.29% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£999
2.32% Reduced by 0.07%
2 year fixed rate 80.01% - 85%
£0
2.69% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£999
2.94% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0
3.14% Reduced by 0.10%
5 year fixed rate 0% - 60%
£999
1.24% Reduced by 0.10%
5 year fixed rate 0% - 60%
£0
1.49% Reduced by 0.20%
5 year fixed rate 60.01% - 75%
£999
1.54% Reduced by 0.10%
5 year fixed rate 75.01% - 80%
£0
2.54% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£0
2.94% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£999
3.34% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£0
3.51% Reduced by 0.08%

First Time Buyers
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
1.04% Reduced by 0.10%
2 year fixed rate 0% - 60%
£999
1.08% Reduced by 0.16%
2 year fixed rate 0% - 60%
£0
1.49% Reduced by 0.15%
2 year fixed rate 60.01% - 75%
£1,499
1.30% Reduced by 0.09%
2 year fixed rate 60.01% - 75%
£999
1.39% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£0
1.84% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£999
1.99% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£1,499
2.34% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£999
2.44% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.20%
2 year fixed rate 85.01% - 90%
£1,499
2.99% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£999
3.04% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.24% Reduced by 0.10%
5 year fixed rate 0% - 60%
£0
1.54% Reduced by 0.20%
5 year fixed rate 60.01% - 75%
£999
1.54% Reduced by 0.10%
5 year fixed rate 80.01% - 85%
£0
2.89% Reduced by 0.15%
5 year fixed rate 85.01% - 90%
£999
3.39% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£0
3.54% Reduced by 0.10%

Remortgage
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
0.99% Reduced by 0.05%
2 year fixed rate 0% - 60%
£999
1.09% Reduced by 0.10%
2 year fixed rate 0% - 60%
£0
1.44% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£999
1.34% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£0
1.74% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£999
1.94% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£999
2.44% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.24% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.54% Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£999
1.54% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£0
1.84% Reduced by 0.05%
5 year fixed rate 75.01% - 80%
£999
2.14% Reduced by 0.05%

Existing borrowers house purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
0.99% Reduced by 0.05%
2 year fixed rate 0% - 60%
£999
1.08% Reduced by 0.01%
2 year fixed rate 0% - 60%
£0
1.39% Reduced by 0.05%
2 year fixed rate 80.01% - 85%
£999
2.32% Reduced by 0.02%
2 year fixed rate 85.01% - 90%
£1,499
2.84% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£999
2.89% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0
3.09% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.49% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.15%
5 year fixed rate 85.01% - 90%
£1,499
3.24% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£999
3.29% Reduced by 0.05%
5 year fixed rate 90.01% - 95%
£0
3.94% Reduced by 0.05%

Rate Switch
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£999
0.99% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£0
1.70% Reduced by 0.04%
2 year fixed rate 80.01% - 85%
£999
2.32% Reduced by 0.02%
2 year fixed rate 85.01% - 90%
£999
2.89% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0
3.09% Reduced by 0.05%
3 year fixed rate 0% - 60%
£0
1.49% Reduced by 0.05%
3 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.05%
3 year fixed rate 85.01% - 90%
£999
3.29% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.49% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.05%
5 year fixed rate 85.01% - 90%
£999
3.29% Reduced by 0.05%

Additional borrowing
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£999
0.99% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£0
1.70% Reduced by 0.04%
2 year fixed rate 80.01% - 85%
£999
2.32% Reduced by 0.02%
3 year fixed rate 0% - 60%
£0
1.49% Reduced by 0.05%
3 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.49% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£0
2.79% Reduced by 0.05%

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