Selected rate changes
From Wednesday 13 January, we're reducing selected 2, 3, 5 and 10 year fixed rates and 2 year tracker rates.
- First time buyers and house purchase (including Shared Equity) - 2 and 5 year fixed and 2 year tracker rates up to 90% LTV reduced by up to 0.40%.
- Remortgage - 2 and 5 year fixed and 2 year tracker rates up to 85% LTV reduced by up to 0.45%.
- Existing borrowers house purchase and additional borrowing - selected 2 and 5 year fixed and 2 year tracker rates up to 85% LTV reduced by up to 0.45%.
- Switchers - selected 2, 3, 5 & 10 year fixed rates up to 75% LTV reduced by up to 0.20%.
Full details of the changes below.
Rate type | LTV | Product fee | Rate | Notes |
---|---|---|---|---|
2 year fixed rate | 0% - 60% | 1.24% | Reduced by 0.10% | |
2 year fixed rate | 0% - 60% | 1.74% | Reduced by 0.25% | |
2 year fixed rate | 60.01% - 75% | 1.59% | Reduced by 0.40% | |
2 year fixed rate | 60.01% - 75% | 2.04% | Reduced by 0.20% | |
2 year fixed rate | 75.01% - 80% | 2.04% | Reduced by 0.20% | |
2 year fixed rate | 80.01% - 85% | 2.79% | Reduced by 0.05% | |
2 year fixed rate | 85.01% - 90% | 3.24% | Reduced by 0.25% | |
2 year fixed rate | 85.01% - 90% | 3.49% | Reduced by 0.25% | |
5 year fixed rate | 0% - 60% | 1.39% | Reduced by 0.05% | |
5 year fixed rate | 0% - 60% | 1.89% | Reduced by 0.10% | |
5 year fixed rate | 60.01% - 75% | 1.84% | Reduced by 0.25% | |
5 year fixed rate | 75.01% - 80% | 2.29% | Reduced by 0.15% | |
5 year fixed rate | 80.01% - 85% | 2.94% | Reduced by 0.30% | |
5 year fixed rate | 80.01% - 85% | 3.29% | Reduced by 0.15% | |
5 year fixed rate | 85.01% - 90% | 3.44% | Reduced by 0.10% | |
5 year fixed rate | 85.01% - 90% | 3.64% | Reduced by 0.10% | |
2 year tracker rate | 0% - 60% | 1.84% | Reduced by 0.25% | |
2 year tracker rate | 60.01% - 75% | 1.69% | Reduced by 0.40% | |
2 year tracker rate | 60.01% - 75% | 2.14% | Reduced by 0.20% | |
2 year tracker rate | 75.01% - 80% | 2.24% | Reduced by 0.10% |
Rate type | LTV | Product fee | Rate | Notes |
---|---|---|---|---|
2 year fixed rate | 0% - 60% | 1.84% | Reduced by 0.15% | |
2 year fixed rate | 60.01% - 75% | 1.79% | Reduced by 0.20% | |
2 year fixed rate | 60.01% - 75% | 2.09% | Reduced by 0.15% | |
2 year fixed rate | 75.01% - 80% | 2.19% | Reduced by 0.05% | |
5 year fixed rate | 0% - 60% | 1.94% | Reduced by 0.15% | |
5 year fixed rate | 60.01% - 75% | 1.94% | Reduced by 0.15% | |
2 year tracker rate | 0% - 60% | 1.84% | Reduced by 0.25% | |
2 year tracker rate | 60.01% - 75% | 1.69% | Reduced by 0.40% | |
2 year tracker rate | 60.01% - 75% | 2.14% | Reduced by 0.20% | |
2 year tracker rate | 75.01% - 80% | 2.24% | Reduced by 0.10% |
Rate type | LTV | Product fee | Rate | Notes |
---|---|---|---|---|
2 year fixed rate | 0% - 60% | 1.14% | Reduced by 0.05% | |
2 year fixed rate | 0% - 60% | 1.19% | Reduced by 0.10% | |
2 year fixed rate | 0% - 60% | 1.59% | Reduced by 0.15% | |
2 year fixed rate | 60.01% - 75% | 1.54% | Reduced by 0.05% | |
2 year fixed rate | 60.01% - 75% | 1.94% | Reduced by 0.05% | |
2 year fixed rate | 75.01% - 80% | 2.09% | Reduced by 0.05% | |
2 year fixed rate | 80.01% - 85% | 2.64% | Reduced by 0.20% | |
2 year fixed rate | 80.01% - 85% | 2.99% | Reduced by 0.10% | |
5 year fixed rate | 0% - 60% | 1.29% | Reduced by 0.05% | |
5 year fixed rate | 0% - 60% | 1.69% | Reduced by 0.10% | |
5 year fixed rate | 60.01% - 75% | 1.94% | Reduced by 0.05% | |
5 year fixed rate | 75.01% - 80% | 2.24% | Reduced by 0.20% | |
5 year fixed rate | 75.01% - 80% | 2.49% | Reduced by 0.20% | |
5 year fixed rate | 80.01% - 85% | 2.79% | Reduced by 0.45% | |
5 year fixed rate | 80.01% - 85% | 2.99% | Reduced by 0.45% |
Rate type | LTV | Product fee | Rate | Notes |
---|---|---|---|---|
2 year fixed rate | 0% - 60% | 1.24% | Reduced by 0.05% | |
2 year fixed rate | 0% - 60% | 1.59% | Reduced by 0.15% | |
2 year fixed rate | 60.01% - 75% | 1.54% | Reduced by 0.05% | |
2 year fixed rate | 60.01% - 75% | 1.94% | Reduced by 0.05% | |
2 year fixed rate | 75.01% - 80% | 2.04% | Reduced by 0.10% | |
2 year fixed rate | 80.01% - 85% | 2.64% | Reduced by 0.20% | |
2 year fixed rate | 80.01% - 85% | 2.99% | Reduced by 0.10% | |
2 year fixed rate | 85.01% - 90% | 3.24% | Reduced by 0.25% | |
2 year fixed rate | 85.01% - 90% | 3.49% | Reduced by 0.25% | |
5 year fixed rate | 0% - 60% | 1.69% | Reduced by 0.10% | |
5 year fixed rate | 60.01% - 75% | 1.94% | Reduced by 0.05% | |
5 year fixed rate | 75.01% - 80% | 2.24% | Reduced by 0.20% | |
5 year fixed rate | 75.01% - 80% | 2.49% | Reduced by 0.20% | |
5 year fixed rate | 80.01% - 85% | 2.79% | Reduced by 0.45% | |
5 year fixed rate | 80.01% - 85% | 3.29% | Reduced by 0.15% | |
5 year fixed rate | 85.01% - 90% | 3.44% | Reduced by 0.10% | |
5 year fixed rate | 85.01% - 90% | 3.64% | Reduced by 0.10% |
Rate type | LTV | Product fee | Rate | Notes |
---|---|---|---|---|
2 year fixed rate | 0% - 60% | Reduced by 0.15% | ||
2 year fixed rate | 60.01% - 75% | 1.79% | Reduced by 0.20% | |
2 year fixed rate | 60.01% - 75% | Reduced by 0.15% | ||
2 year fixed rate | 75.01% - 80% | 2.19% | Reduced by 0.05% | |
5 year fixed rate | 0% - 60% | Reduced by 0.15% | ||
5 year fixed rate | 60.01% - 75% | 1.94% | Reduced by 0.15% | |
2 year tracker rate | 0% - 60% | Reduced by 0.25% | ||
2 year tracker rate | 60.01% - 75% | 1.69% | Reduced by 0.40% | |
2 year tracker rate | 60.01% - 75% | Reduced by 0.20% | ||
2 year tracker rate | 75.01% - 80% | 2.24% | Reduced by 0.10% |
Rate type | LTV | Product fee | Rate | Notes |
---|---|---|---|---|
2 year fixed rate | 0% - 60% | Reduced by 0.10% | ||
2 year fixed rate | 0% - 60% | Reduced by 0.10% | ||
2 year fixed rate | 60.01% - 75% | Reduced by 0.05% | ||
3 year fixed rate | 0% - 60% | Reduced by 0.05% | ||
3 year fixed rate | 0% - 60% | Reduced by 0.10% | ||
5 year fixed rate | 0% - 60% | Reduced by 0.10% | ||
5 year fixed rate | 0% - 60% | Reduced by 0.20% | ||
5 year fixed rate | 60.01% - 75% | Reduced by 0.05% | ||
10 year fixed rate | 60.01% - 75% | Reduced by 0.10% | ||
10 year fixed rate | 60.01% - 75% | Reduced by 0.05% |