Selected rate changes

From Wednesday 10 February, we're reducing selected 2, 3 and 5 year fixed rates.

  • House purchase (excluding Shared Equity) - selected 2 and 5 year fixed rates up to 85% LTV reduced by up to 0.15%.
  • Existing borrowers house purchase and additional borrowing - selected 2 and 5 year fixed rates up to 85% reduced by up to 0.30%.
  • Switchers - selected 3 year fixed rates up to 75% LTV reduced by 0.05%.

Full details of the changes below.

House purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£999
1.54% Reduced by 0.05% 
2 year fixed rate 75.01% - 80%
£999 
1.99% Reduced by 0.05% 
2 year fixed rate 80.01% - 85%
£999
2.64% Reduced by 0.15% 
2 year fixed rate 80.01% - 85%
£0 
2.99% Reduced by 0.10% 
5 year fixed rate 0% - 60%
£0 
1.79% Reduced by 0.10% 
5 year fixed rate 60.01% - 75%
£0 
2.19% Reduced by 0.10% 
5 year fixed rate 75.01% - 80%
£0 
2.59% Reduced by 0.10% 
5 year fixed rate 80.01% - 85%
£0 
3.14% Reduced by 0.15% 

Existing borrowers house purchase and additional borrowing
Rate type LTV   Product fee  Rate  Notes
2 year fixed rate 75.01% - 80%
£999
1.99% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£0
2.99% Reduced by 0.30%

Switchers
Rate type LTV Product fee Rate Notes
3 year fixed rate 60.01% - 75%
£0
1.79%
Reduced by 0.05% 

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