Selected rate changes

On Wednesday 24 February, we're reducing selected 2 and 5 year fixed rates.

We're also launching new £1,499 fee products for house purchase, first time buyers and existing borrowers house purchase at up to 60% LTV.

  • House purchase - selected 2 and 5 year fixed rates up to 90% LTV reduced by up to 0.20%.
  • First time buyers - selected 2 and 5 year fixed rates up to 90% LTV reduced by up to 0.10%.
  • First time buyers and house purchase Shared Equity- selected 5 year fixed rates up to 75% LTV reduced by up to 0.05%.
  • Remortgage - selected 2 and 5 year fixed rates up to 85% LTV reduced by up to 0.05%.
  • Existing borrowers house purchase and additional borrowing - selected 2 and 5 year fixed up to 90% LTV reduced by up to 0.10%.
  • Existing borrowers house purchase Shared Equity- selected 5 year fixed rates up to 75% LTV reduced by up to 0.05%.

Full details of the changes below.

House purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499 
1.14% New
2 year fixed rate 0% - 60%
£0 
1.54% Reduced by 0.20%
2 year fixed rate 60.01% - 75%
£999
1.44% Reduced by 0.10%
2 year fixed rate 60.01% - 75%
£0 
1.94% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£999
2.54% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£0 
2.84% Reduced by 0.15%
2 year fixed rate 85.01% - 90%
£999
3.19% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0 
3.44% Reduced by 0.05%
5 year fixed rate 0% - 60%
£1,499  
1.24% New
5 year fixed rate 0% - 60%
£999
1.34% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999
1.69% Reduced by 0.15%
5 year fixed rate 75.01% - 80%
£999 
2.24% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.84% Reduced by 0.10%
2 year tracker rate 0% - 60%
£1,499 
1.29% New

First time buyers
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499 
1.14% New
2 year fixed rate 0% - 60%
£0 
1.64% Reduced by 0.10%
2 year fixed rate 85.01% - 90%
£999
3.19% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0 
3.44% Reduced by 0.05%
5 year fixed rate 0% - 60%
£1,499 
1.24% New
5 year fixed rate 75.01% - 80%
£999
2.24% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.84% Reduced by 0.10%
2 year tracker rate 0% - 60%
£1,499 
1.29% New

First time buyers and house purchase Shared Equity
Rate type LTV Product fee Rate Notes
5 year fixed rate 60.01% - 75%
£0
2.24% Reduced by 0.05%

Remortgage
Rate type LTV Product fee Rate Notes
2 year fixed rate 60.01% - 75%
£999 
1.49% Reduced by 0.05%
2 year fixed rate 75.01% - 80%
£999
2.04% Reduced by 0.05%
5 year fixed rate 0% - 60%
£1,499 
1.24% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999 
1.34% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0 
1.64% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999 
1.64% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£0  
1.89% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.74% Reduced by 0.05%

Existing borrowers house purchase and additional borrowing
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£1,499
1.14% New*
2 year fixed rate 0% - 60% 
£999
1.19%  Reduced by 0.05% 
2 year fixed rate 0% - 60% 
£0
1.54%  Reduced by 0.05% 
2 year fixed rate 60.01% - 75%
£999 
1.44% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£999
2.54% Reduced by 0.10%
2 year fixed rate 80.01% - 85%
£0
2.84% Reduced by 0.15%
2 year fixed rate 85.01% - 90%
£999
3.19% Reduced by 0.05%
2 year fixed rate 85.01% - 90%
£0
3.44% Reduced by 0.05%
5 year fixed rate 0% - 60%
£1,499
1.24% New*
5 year fixed rate 0% - 60%
£999
1.34% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.64% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999
1.64% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£0
1.89% Reduced by 0.05%
5 year fixed rate 80.01% - 85%
£999
2.74% Reduced by 0.05%
2 year tracker rate 0% - 60%
£1,499
1.29% New*

*New products for existing borrowers house purchase only


Existing borrowers house purchase Shared Equity
Rate type LTV Product fee Rate Notes
5 year fixed rate 60.01% - 75%
£ 0
2.24% Reduced by 0.05%

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