Selected rate changes

From Wednesday 7 October, we're increasing selected 2, 3, 5 and 10 year fixed rates and 2 year tracker rates.

  • First time buyers and house purchase - 2, 5 and 10 year fixed and 2 year tracker rates at 85% and 90% LTV increased by up to 0.30%.
  • Existing borrowers house purchase - Increased inline with first time buyers and house purchases.
  • Remortgage - 2, 5 and 10 year fixed and 2 year tracker rates at 85% LTV increased by up to 0.35%
  • Switchers - selected 2, 3 and 5 year fixed and 2 year tracker rates up to 95% LTV increased by up to 0.55%.

Full details of the changes below.

First time buyers and house purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 80.01% - 85%
£999 
2.99% Increased by 0.25% 
2 year fixed rate 80.01% - 85%
£0
3.24% Increased by 0.25%
2 year fixed rate 85.01% - 90%
£999
3.49% Increased by 0.25%
2 year fixed rate 85.01% - 90%
£0
3.74% Increased by 0.25%
5 year fixed rate 80.01% - 85%
£999
3.24% Increased by 0.30%
5 year fixed rate 80.01% - 85%
£0
3.44% Increased by 0.25%
5 year fixed rate 85.01% - 90%
£999
3.54% Increased by 0.30%
5 year fixed rate 85.01% - 90%
£0
3.74% Increased by 0.25%
10 year fixed rate 80.01% - 85%
£999
3.44% Increased by 0.15%
10 year fixed rate 80.01% - 85%
£0
3.54% Increased by 0.15%
2 year tracker rate 80.01% - 85%
£999
3.09% Increased by 0.25%
2 year tracker rate 80.01% - 85%
£0
3.34% Increased by 0.25%
2 year tracker rate 85.01% - 90%
£999
3.59%
Increased by 0.25%
2 year tracker rate 85.01% - 90%
£0
3.84%
Increased by 0.25%

Existing borrowers house purchase
Rate type LTV Product fee Rate Notes
2 year fixed rate 80.01% - 85%
£999
2.99%
Increased by 0.35%
2 year fixed rate 80.01% - 85%
£0
3.24% Increased by 0.30%
2 year fixed rate 85.01% - 90%
£999
3.49%
Increased by 0.25%
2 year fixed rate 85.01% - 90%
£0
3.74% Increased by 0.25%
5 year fixed rate 80.01% - 85%
£999
3.24% Increased by 0.30%
5 year fixed rate 80.01% - 85%
£0
3.44% Increased by 0.25%
5 year fixed rate 85.01% - 90%
£999
3.54% Increased by 0.30%
5 year fixed rate 85.01% - 90%
£0
3.74% Increased by 0.25%
10 year fixed rate 80.01% - 85%
£999
3.44% Increased by 0.15%
10 year fixed rate 80.01% - 85%
£0
3.54% Increased by 0.15%
2 year tracker rate 80.01% - 85%
£999
3.09% Increased by 0.35%
2 year tracker rate 80.01% - 85%
£0
3.34%
Increased by 0.30%
2 year tracker rate 85.01% - 90%
£999
3.59%
Increased by 0.25%
2 year tracker rate 85.01% - 90%
£0
3.84%
Increased by 0.25%

Remortgage
Rate type LTV Product fee Rate Notes
2 year fixed rate 80.01% - 85%
£999 
2.99% Increased by 0.35% 
2 year fixed rate 80.01% - 85%
£0
3.24% Increased by 0.30%
5 year fixed rate 80.01% - 85%
£999
3.24% Increased by 0.30%
5 year fixed rate 80.01% - 85%
£0
3.44% Increased by 0.25%
10 year fixed rate 80.01% - 85%
£999
3.44% Increased by 0.15%
10 year fixed rate 80.01% - 85%
£0
3.54% Increased by 0.15%
2 year tracker rate 80.01% - 85%
£999
3.09% Increased by 0.35%
2 year tracker rate 80.01% - 85%
£0
3.34% Increased by 0.30%

Switchers
Rate type LTV Product fee Rate Notes
2 year fixed rate 75.01% - 80%
£999
1.54%
Increased by 0.05% 
2 year fixed rate 80.01% - 85%
£999
2.09%
Increased by 0.40%
2 year fixed rate 80.01% - 85%
£0
2.49%
Increased by 0.55%
2 year fixed rate 85.01% - 90%
£999
2.79%
Increased by 0.25%
2 year fixed rate 85.01% - 90%
£0
2.99%
Increased by 0.20%
2 year fixed rate 90.01% - 95%
£999
3.04%
Increased by 0.25%
3 year fixed rate 80.01% - 90%
£999
2.19%
Increased by 0.20%
3 year fixed rate 80.01% - 90%
£0
2.49%
Increased by 0.45%
3 year fixed rate 85.01% - 90%
£999
3.04%
Increased by 0.20%
3 year fixed rate 85.01% - 90%
£0
3.24%
Increased by 0.20%
3 year fixed rate 90.01% - 95%
£999
3.64%
Increased by 0.25%
3 year fixed rate 90.01% - 95%
£0
3.74%
Increased by 0.25%
5 year fixed rate 80.01% - 85%
£999
2.19%
Increased by 0.20%
5 year fixed rate 80.01% - 85%
£0
2.49%
Increased by 0.45%
5 year fixed rate 85.01% - 90%
£999
3.04%
Increased by 0.20%
5 year fixed rate 85.01% - 90%
£0
3.24%
Increased by 0.20%
5 year fixed rate 90.01% - 95%
£999
3.64%
Increased by 0.25%
5 year fixed rate 90.01% - 95%
£0
3.74%
Increased by 0.25%
2 year tracker rate 75.01% - 80%
£999
1.69%
Increased by 0.05%
2 year tracker rate 80.01% - 85%
£999
2.39%
Increased by 0.40%
2 year tracker rate 80.01% - 85%
£0
2.89%
Increased by 0.55%
2 year tracker rate 85.01% - 90%
£999
2.69%
Increased by 0.20%
2 year tracker rate 85.01% - 90%
£0
3.14%
Increased by 0.20%
2 year tracker rate 90.01% - 95%
£999
3.04%
Increased by 0.25%

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