Selected rate changes

From Wednesday 25 November, we're reducing selected 2, 3, 5 and 10 year fixed rates and 2 year tracker rates.

  • First time buyers and house purchase - 5 year fixed at 75% LTV reduced by up to 0.10%.
  • First time buyers and house purchase (Shared Equity) - 5 year fixed at 75% LTV reduced by up to 0.10%.
  • Remortgage - selected 2 and 5 year fixed and 2 year trackers at up to 75% LTV reduced by up to 0.20%
  • Existing borrowers house purchase - selected 2 and 5 year fixed rates and 2 year trackers at up to 75% LTV reduced by up to 0.20%.
  • Existing borrowers house purchase (Shared Equity) - 5 year fixed at 75% LTV reduced by up to 0.10%.
  • Switchers - selected 2, 3, 5 & 10 year fixed and 2 year tracker rates up to 80% LTV reduced by up to 0.20%.

Full details of the changes below.

First time buyers and house purchase (including Shared Equity)
Rate type LTV Product fee Rate Notes
5 year fixed rate 60.01% - 75%
£999 
2.09% Reduced by 0.10% 
5 year fixed rate 60.01% - 75%
£0
2.29% Reduced by 0.10%

Remortgage
Rate type LTV   Product fee  Rate  Notes
2 year fixed rate 0% - 60%
£1,499
1.19% Reduced by 0.05%
2 year fixed rate 0% - 60%
£999
1.29% Reduced by 0.05%
2 year fixed rate 0% - 60%
£0
1.74% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£999
1.59% Reduced by 0.20%
2 year fixed rate 60.01% - 75%
£0
1.99% Reduced by 0.05%
5 year fixed rate 0% - 60%
£1,499
1.34% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.39% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.79% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999
1.69% Reduced by 0.20%
5 year fixed rate 60.01% - 75%
£0
1.99% Reduced by 0.20%
2 year tracker rate 0% - 60%
£999
1.39% Reduced by 0.05%
2 year tracker rate 0% - 60%
£0
1.84% Reduced by 0.05%
2 year tracker rate 60.01% - 75%
£999
1.69% Reduced by 0.20%
2 year tracker rate 60.01% - 75%
£0
2.09% Reduced by 0.05%

Existing borrowers house purchase
Rate type LTV   Product fee  Rate  Notes
2 year fixed rate 0% - 60%
£999
1.29% Reduced by 0.05%
2 year fixed rate 0% - 60%
£0
1.74% Reduced by 0.05%
2 year fixed rate 60.01% - 75%
£999
1.59% Reduced by 0.20%
2 year fixed rate 60.01% - 75%
£0
1.99% Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.39% Reduced by 0.05%
5 year fixed rate 0% - 60%
£0
1.79% Reduced by 0.05%
5 year fixed rate 60.01% - 75%
£999
1.69% Reduced by 0.20%
5 year fixed rate 60.01% - 75%
£0
1.99% Reduced by 0.20%
2 year tracker rate 0% - 60%
£999
1.39% Reduced by 0.05%
2 year tracker rate 0% - 60%
£0
1.84% Reduced by 0.05%
2 year tracker rate 60.01% - 75%
£999
1.69% Reduced by 0.20%
2 year tracker rate 60.01% - 75%
£0
2.09% Reduced by 0.05%

Existing borrowers house purchase (Shared Equity)
Rate type LTV Product fee Rate Notes
5 year fixed rate 60.01% - 75%
£999
2.09%
Reduced by 0.10%
5 year fixed rate 60.01% - 75%
£0
2.29% Reduced by 0.10%

Switchers
Rate type LTV Product fee Rate Notes
2 year fixed rate 0% - 60%
£999
1.19%
Reduced by 0.05% 
3 year fixed rate 0% - 60%
£999
1.34%
Reduced by 0.05%
5 year fixed rate 0% - 60%
£999
1.34%
Reduced by 0.05%
10 year fixed rate 0% - 60%
£999
1.99%
Reduced by 0.15%
10 year fixed rate 60.01% - 75%
£999
2.29%
Reduced by 0.20%
10 year fixed rate 75.01% - 80%
£999
2.69%
Reduced by 0.10%
2 year tracker rate 0% - 60%
£999
1.29%
Reduced by 0.05%

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